Financial planning for SMEC employees seeking to secure their financial future.
Getting financial advice helps bring order to complexity and confidence to decision-making.
As your career evolves, your family circumstances shift, and your financial life becomes more sophisticated, you need a strategy that can keep pace. That’s why our service is built around an ongoing relationship - one that gives you continuity, perspective and support as life changes.
For many clients, that continuity is where the real value is found. Not simply in having a plan, but in having a trusted relationship to help refine it as life unfolds.
For some clients, that begins with getting clarity around where they stand today. For others, it’s about improving structure, refining direction, or making sure wealth is being used in a more intentional way.
Good advice earns its value over time.
That may include how wealth is structured, how long-term financial decisions are approached, how retirement is shaped, how family priorities are accounted for, and how future transitions are planned with greater foresight.
We work with you to align wealth with goals, plan for retirement, consider taxes within a broader framework, protect wealth, work with family where needed, and think about legacy over time.
If you’re ready to work with a team that understands your career progression, then reach out for a discussion.
Advice for professionals and executives
Professionals
You may be earning well, building wealth and managing a full life and career, but possibly still wondering whether everything is structured as well as it could be. We help professionals bring clarity, strategy and direction to their financial decisions, so their progress is supported by a plan that makes sense.
Executives
With a demanding role often comes limited time, broad responsibilities and more complex financial decisions. We help executives cut through the complexity and create a strategy that leverages your current success, so your lifestyle is what you want today and your future goals are well planned.
Almost everything we do in life has a financial consequence.
The accounting and financial side of advice however is only part of the story. It’s also about your time and how you want to spend it. As your Financial Planner, we can help you explore your goals and look at how your income and assets can help you spend your time doing what you want to do.
Taking a lifestyle financial planning approach also helps you take control of your finances and make smoother transitions into different stages of life. Our key service aims to ensure you never run out of money, you become (and remain) financially well organised, you manage risk in all its forms, and you achieve and maintain your desired lifestyle.
The Lifestyle Model
Your complete financial picture, mapped across your life.
Most financial advisers can tell you how your investments are performing. We do something different. We show you exactly what your money does across your entire lifetime - so every decision you make, from school fees to selling a property, has a number attached to it and a place on your plan.
The problem we solve
You earn a high income. You work hard. You own property and have super building up. And yet, somehow, it never quite feels like enough.
This is one of the most common experiences among executives and professionals in Australia. Income grows, and lifestyle quietly grows with it. Debt accumulates. Goals keep moving. And nobody has ever sat down with you to show you the full picture - what you have, what it needs to do, and whether you'll actually get to live the life you're planning for.
That's what we built The Lifestyle Model to do.
Our Approach
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A short Teams call to understand your situation and make sure we're the right fit for each other. We only work with professionals and executives with complex financial lives - so this is as much about you assessing us as the other way around.
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Peter and Jodi work with you for 90 minutes to two hours - mapping your assets, income, liabilities, and life goals onto your Lifestyle Model. What does the overseas trip actually cost? When do the kids finish private school? What does retirement look like for you, not in a brochure? We build a real picture, with your real numbers.
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Here's where The Lifestyle Model™ earns its value. Want to send four children to a top private school? Let's run it. Thinking of selling an investment property? We'll show you the impact. Considering downsizing in your 70s? We can model it right now. Every choice becomes a clear decision - not a guess.
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Your Lifestyle Model™ isn't a document we file away. It's a living tool - updated as your life changes, revisited when decisions need to be made, and used every time you come to us with a new question. Think of it as your financial source of truth, held jointly between you and us.
Just a few of our clients…