Read some of our insights, news and case studies, which are here to guide you to make the best financial decisions.
ASIC warns investors on pump and dump scammers
In late December the Australian Securities & Investments Commission issued a warning to investors on so-called ‘pump and dump’ operators – unscrupulous actors who start rumours about small cap securities to inflate the share price in the hope of making a quick profit.
Are downsizer contributions losing steam?
Introduced in 2018, the home downsizer scheme allows eligible Australians aged 55 and older to contribute up to $300,000 from the sale of their home into superannuation, outside of normal annual contribution caps.
What the RBA wants Australians to do next to fight inflation – or risk more rate hikes
When the Reserve Bank of Australia (RBA) board voted unanimously to lift the cash rate to 3.85% in February, the decision was driven by one overriding concern. It wants to stop the rising cost of living from becoming entrenched.
Strategies for an unexpected retirement
About two-thirds of Australians retire earlier than they anticipated because of unexpected events such as job loss or redundancy, they need to care for a family member, have a sudden illness or injury, problems at work or a partner’s decision to retire.
Super health check
Your super could be one of the biggest assets you’ll accumulate in your lifetime.
However, many Australians think they don’t need to worry about their super until retirement. Some don’t think about it at all.
Navigating grief in the aged care system: why support must start long before end-of-life
New research shows grief in aged care begins long before death, starting at the moment a loved one enters residential care. Families describe a long, evolving journey shaped by loss of role, communication, and meaningful rituals – pointing to the need for grief support across the entire aged care experience.
The borrowing fallout from higher-for-longer rates
In lifting its official cash rate by 0.25% back to 3.85% in February, the Reserve Bank of Australia (RBA) sent a clear signal that Australian borrowers should expect higher interest rates for longer.
Silver and gold hit record highs – then crashed. Before joining the rush, you need to know this
The start of 2026 has seen gold and silver surge to record highs.
So what’s behind those surges and falls? And what should everyday investors know about the risks of investing in precious metals right now?
Lodging your SMSF return on time is more important than ever
Running your own self-managed super fund (SMSF) comes with many responsibilities and lodging an annual return is one of the most important.
Managing unexpected retirement
Stopping work is a big shift – especially when you haven’t planned for it.
Steer your way back from budget blowouts
You’ve been doing all the right things when it comes to saving your hard-earned cash. You’ve cut back on luxury getaways and culinary splurges, exercised caution around Friday night drinks, resisted the temptation of online sales and proudly watched your savings grow. Then out of nowhere – your car has broken down, your dog needs an urgent vet visit, or you need to replace an important household appliance.
Financial missteps can mean missed opportunities
In a world of constant financial noise, from market updates and interest rate speculation to economic forecasts, it’s easy to feel overwhelmed and choose to do nothing.
Children’s share investments
When you buy shares, you have a choice whether you quote a tax file number (TFN).
Do a debt detox to get your finances ‘home-loan ready’
Thinking of buying a home? That’s a big step and an exciting one too. But before you start scrolling through real estate listings, it’s important to consider how any debt you are holding will impact your application.
Five defining investing themes of 2025
2025 was defined by dramatic shifts and surprising outcomes across global investment markets.
From the surge in precious metals to the resilience of equities and the evolving landscape of fixed income, investors navigated a world shaped by economic uncertainty, technological innovation, and shifting government policies.
How depreciation works for a new investment property
Depreciation is what the Australian Taxation Office (ATO) recognises as the gradual decrease in value of your investment property’s assets over time. In simple terms, it reflects the fact that buildings and assets inside them lose value as they age.
