Stopping work is a big shift – especially when you haven’t planned for it.

You’ve been doing all the right things when it comes to saving your hard-earned cash. You’ve cut back on luxury getaways and culinary splurges, exercised caution around Friday night drinks, resisted the temptation of online sales and proudly watched your savings grow. Then out of nowhere – your car has broken down, your dog needs an urgent vet visit, or you need to replace an important household appliance.

In a world of constant financial noise, from market updates and interest rate speculation to economic forecasts, it’s easy to feel overwhelmed and choose to do nothing.

When you buy shares, you have a choice whether you quote a tax file number (TFN).

Thinking of buying a home? That’s a big step and an exciting one too. But before you start scrolling through real estate listings, it’s important to consider how any debt you are holding will impact your application.

2025 was defined by dramatic shifts and surprising outcomes across global investment markets.

From the surge in precious metals to the resilience of equities and the evolving landscape of fixed income, investors navigated a world shaped by economic uncertainty, technological innovation, and shifting government policies.

Depreciation is what the Australian Taxation Office (ATO) recognises as the gradual decrease in value of your investment property’s assets over time. In simple terms, it reflects the fact that buildings and assets inside them lose value as they age.